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Below are special Certificate of Deposit special rates and terms from banks in Poughkeepsie, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Poughkeepsie, NY - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| Highland Branch | 4.75% | $500 | 11 months | Learn More | 
| Rate History: 5.00% → 4.75% | ||||
| Highland Branch | 4.60% | $500 | 8 months | Learn More | 
| Highland Branch | 4.40% | $500 | 15 months | Learn More | 
| Empire State Bank							 						 								 Branch | 4.00% | $1,000 | 11 months | Learn More | 
| Rate History: 0.25% → 4.55% → 4.30% → 4.25% → 4.00% | ||||
| Kingston Branch | 3.95% | $500 | 6 months | Learn More | 
| Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% | ||||
| Bank of America, National AssociationWashingtonville Branch | 3.75% | $10,000 | 7 months | Learn More | 
| Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% | ||||
| Washingtonville Branch | 3.70% | $250 | 3 months | Learn More | 
| Rate History: 4.00% → 3.70% | ||||
| Wells Fargo Bank, National AssociationNew Paltz Branch | 3.64% | $5,000 | 7 months | Learn More | 
| Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% | ||||
| Scotts Corners Branch | 3.50% | $10,000 | 9 months | Learn More | 
| Rate History: 5.00% → 4.75% → 4.00% → 3.50% | ||||
| Citizens Bank, National AssociationMeadow Hill Branch | 3.50% | $25,000 | 10 months | Learn More | 
| Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% | ||||
| Wells Fargo Bank, National AssociationNew Paltz Branch | 3.50% | $5,000 | 11 months | Learn More | 
| Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% | ||||
| Washingtonville Branch | 3.45% | $10,001 | 6 months | Learn More | 
| Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% | ||||
| Bank of America, National AssociationWashingtonville Branch | 3.45% | $10,000 | 10 months | Learn More | 
| Rate History: 4.00% → 3.70% → 3.45% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Washingtonville Branch | 3.10% | $10,000 | 9 months | Learn More | 
| Rate History: 3.75% → 3.25% → 3.10% | ||||
| Washingtonville Branch | 3.00% | $10,000 | 12 months | Learn More | 
| Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% | ||||
| Scotts Corners Branch | 3.00% | $10,000 | 23 months | Learn More | 
| Rate History: 3.75% → 3.00% | ||||
| Bank of America, National AssociationWashingtonville Branch | 2.50% | $10,000 | 13 months | Learn More | 
| Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% | ||||
| Bank of America, National AssociationWashingtonville Branch | 2.00% | $10,000 | 25 months | Learn More | 
| 
                      The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.                           | ||||
| Kingston Branch | 1.45% | $500 | 12 months | Learn More | 
| Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% | ||||
| JPMorgan Chase Bank, National AssociationWashingtonville Branch | 0.75% | $100,000 | 6 months | Learn More | 
| Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% | ||||
| Highland Branch | 0.50% | $500 | 12 months | Learn More | 
| Kingston Branch | 0.45% | $500 | 18 months | Learn More | 
| Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% | ||||
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